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However, you should also note that to become eligible for this USDA
financing program both the buyer and the property should qualify for the
loan by being located in the eligible rural area defined by USDA and your
income also meeting their criteria. Moreover, the house hold income limits
vary from county to county in the states under this program and you can
check this out from the mortgage professional New Jersey who helps you in
providing the required assistance to apply and become eligible for this
loan.